BHARDWAJ, D. R. . “India Click to BHIM APP”. JOURNAL OF INDUSTRIAL RELATIONSHIP CORPORATE GOVERNANCE AND MANAGEMENT EXPLORER , [S. l.], v. 3, n. 2, 2022. Disponível em: http://journal.swaranjalipublication.co.in/index.php/JIRCGME/article/view/201. Acesso em: 11 dec. 2025.