http://journal.swaranjalipublication.co.in/index.php/JIRCGME/issue/feedJOURNAL OF INDUSTRIAL RELATIONSHIP CORPORATE GOVERNANCE AND MANAGEMENT EXPLORER 2022-07-02T08:27:33+00:00Open Journal Systems<p>JOURNAL OF INDUSTRIAL RELATIONSHIP CORPORATE GOVERNANCE AND MANAGEMENT EXPLORER having ISSN 2456-9461 is a peer reviewed journal and provides a platform to discuss all research and innovative field including business and other perspective which makes it a broad spectrum journal implicate over all the research field, thus established itself as a peer reviewed referred journal having vast multidisciplinary aspects. The journal also seeks to advance the quality of research by publishing papers introducing or elaborating on all the fields of research in today’s education system, thus this journal does not consign itself in business and management but also widely spread its wing to accept well written research papers in all field. It's a Tri-annual journal, started in 2017.</p>http://journal.swaranjalipublication.co.in/index.php/JIRCGME/article/view/245संस्कृत साहित्य में ऋग्वेद की प्रासंगिकता 2022-07-02T06:32:56+00:00डॉ. राखी मिश्राinfo.nrjp@gmail.com<p><span style="font-weight: 400;"> </span><span style="font-weight: 400;">साहित्य में रूचि र</span><span style="font-weight: 400;">खने मात्र से एक </span><span style="font-weight: 400;">सह्दय </span><span style="font-weight: 400;">व्य</span><span style="font-weight: 400;">क्तित्व का </span><span style="font-weight: 400;">निर्माण हो जाता है। </span><span style="font-weight: 400;">साहित्य केवल मानव जीव</span><span style="font-weight: 400;">न का प्रति</span><span style="font-weight: 400;">बिंब ही </span><span style="font-weight: 400;">नहीं है, अपितु साहित्य हमारी मानवता की </span><span style="font-weight: 400;">रक्षा करने का एक आधा</span><span style="font-weight: 400;">र स्त</span><span style="font-weight: 400;">म्भ है। जीवन का अनुभव सा</span><span style="font-weight: 400;">हित्य में अभिव्यक्त </span><span style="font-weight: 400;">होने के कारण ये जीवन की अभिव्यक्ति है। साहित्य व्यक्ति </span><span style="font-weight: 400;">का आ</span><span style="font-weight: 400;">त्मसाक्षात्कार है, जिसकी व्यापक परिधि </span><span style="font-weight: 400;">में राष्ट्र का आत्मसाक्षात्कार </span><span style="font-weight: 400;">व आत्माभिव्यंजना आ जाता है। इसी क्रम </span><span style="font-weight: 400;">में संस्कृत साहित्य सद्भाव औ</span><span style="font-weight: 400;">र प्रे</span><span style="font-weight: 400;">म का । अद्भुत भण्डार है' इसमें मानवजाति से लेकर सम्पूर्ण जगत के सभी प्राणियों के कल्याण की कामना की गई है। मानव </span><span style="font-weight: 400;">जाति आं</span><span style="font-weight: 400;">नद, </span><span style="font-weight: 400;">शांति </span><span style="font-weight: 400;">और सद्भाव से अपना </span><span style="font-weight: 400;">अधिकतम जीवन </span><span style="font-weight: 400;">व्यतीत करें ऐ</span><span style="font-weight: 400;">सा </span><span style="font-weight: 400;">परिकल्पना वर्णव्यवस्था और आश्रम व्यवस्था </span><span style="font-weight: 400;">में की </span><span style="font-weight: 400;">गई है।</span></p>2022-07-02T00:00:00+00:00Copyright (c) 2022 JOURNAL OF INDUSTRIAL RELATIONSHIP CORPORATE GOVERNANCE AND MANAGEMENT EXPLORER http://journal.swaranjalipublication.co.in/index.php/JIRCGME/article/view/252छायावाद तथा उत्तरछायावादी काव्य प्रवृत्तियाँ एवं प्रमुख कवियों की समीक्षा 2022-07-02T07:34:41+00:00शशिरंजन info.nrjp@gmail.com<p><em><span style="font-weight: 400;">द्विवदी युग</span></em><span style="font-weight: 400;">’ </span><span style="font-weight: 400;">के </span><em><span style="font-weight: 400;">बाद हि</span></em><span style="font-weight: 400;">न्दी में जो न</span><em><span style="font-weight: 400;">यी काव्य धारा प्रवाहित </span></em><span style="font-weight: 400;">हुई</span><span style="font-weight: 400;">, </span><span style="font-weight: 400;">उसे छा</span><em><span style="font-weight: 400;">यावाद की संज्ञा से अभिहित किया गया </span></em><em><span style="font-weight: 400;">है। छायावादी </span></em><span style="font-weight: 400;">काव्य की रच</span><em><span style="font-weight: 400;">ना 'द्विवेदी </span></em><span style="font-weight: 400;">युग के अन्तिम चरण में ही </span><em><span style="font-weight: 400;">प्रा</span></em><span style="font-weight: 400;">रम्भ हो </span><em><span style="font-weight: 400;">गई थी </span></em><span style="font-weight: 400;">और आज भी हो रही है, </span><span style="font-weight: 400;">परन्तु </span><em><span style="font-weight: 400;">छा</span></em><em><span style="font-weight: 400;">यावा</span></em><em><span style="font-weight: 400;">द </span></em><em><span style="font-weight: 400;">का चरमोत्कर्ष</span></em><span style="font-weight: 400;">-</span><em><span style="font-weight: 400;">काल दो विश्व युद्धों के बीच का समय सन् 1920 </span></em><span style="font-weight: 400;">से सन् </span><em><span style="font-weight: 400;">1936 तक है। </span></em><em>छायावाद-युग </em><em>ख</em><em>ड़ी बोली काव्य का स्वर्ण युग कहा जाता है। सन् 1920 तक हिन्दी में निः </em>स्सन्दे<em>ह 'छायावाद</em>' <em><span style="font-weight: 400;">की संज्ञा प्रचलि</span></em><span style="font-weight: 400;">त </span><span style="font-weight: 400;">हो </span><span style="font-weight: 400;">चु</span><em><span style="font-weight: 400;">की </span></em><em><span style="font-weight: 400;">थी, क्योंकि </span></em><span style="font-weight: 400;">इ</span><em><span style="font-weight: 400;">सी </span></em><em><span style="font-weight: 400;">व</span></em><span style="font-weight: 400;">र्ष '</span><em><span style="font-weight: 400;">श्री शारदा</span></em><span style="font-weight: 400;">' </span><em><span style="font-weight: 400;">पत्रिका </span></em><span style="font-weight: 400;">में </span><em><span style="font-weight: 400;">मुकुट</span></em><span style="font-weight: 400;">धर </span><em><span style="font-weight: 400;">पाण्डेय की 'हि</span></em><span style="font-weight: 400;">न्दी </span><em><span style="font-weight: 400;">में छायावाद</span></em><span style="font-weight: 400;">' </span><em><span style="font-weight: 400;">शीर्षक चार निबन्धों </span></em><span style="font-weight: 400;">की एक लेख</span><em><span style="font-weight: 400;">माला प्रकाशित हुई थी। सन् 1921 में इसी शीर्षक </span></em><span style="font-weight: 400;">से </span><em><span style="font-weight: 400;">श्री </span></em><span style="font-weight: 400;">सु</span><em><span style="font-weight: 400;">शी</span></em><span style="font-weight: 400;">ल कुमार </span><em><span style="font-weight: 400;">का </span></em><span style="font-weight: 400;">एक </span><span style="font-weight: 400;">लेख 'सर</span><em><span style="font-weight: 400;">स्व</span></em><em><span style="font-weight: 400;">ती' पत्रिका में </span></em><span style="font-weight: 400;">छ</span><em><span style="font-weight: 400;">पा </span></em><span style="font-weight: 400;">था </span><span style="font-weight: 400;">जि</span><span style="font-weight: 400;">समें </span><em><span style="font-weight: 400;">छायावादी कविता को </span></em><span style="font-weight: 400;">'टै</span><em><span style="font-weight: 400;">गो</span></em><span style="font-weight: 400;">र-</span><span style="font-weight: 400;">स्कू</span><span style="font-weight: 400;">ल' </span><em><span style="font-weight: 400;">की </span></em><span style="font-weight: 400;">चित्रकला </span><span style="font-weight: 400;">के </span><span style="font-weight: 400;">स</span><em><span style="font-weight: 400;">मा</span></em><span style="font-weight: 400;">न </span><em><span style="font-weight: 400;">अ</span></em><span style="font-weight: 400;">स्पष्ट ब</span><em><span style="font-weight: 400;">ताया गया था</span></em><span style="font-weight: 400;">। स</span><em><span style="font-weight: 400;">म्भवतः विद्वानों </span></em><span style="font-weight: 400;">ने </span><em><span style="font-weight: 400;">छायावादी </span></em><span style="font-weight: 400;">क</span><em><span style="font-weight: 400;">विता </span></em><span style="font-weight: 400;">में काव्य की 'का</span><em><span style="font-weight: 400;">या नहीं </span></em><span style="font-weight: 400;">'</span><em><span style="font-weight: 400;">छाया</span></em><span style="font-weight: 400;">' दे</span><em><span style="font-weight: 400;">खी थी औ</span></em><span style="font-weight: 400;">र </span><span style="font-weight: 400;">उस </span><em><span style="font-weight: 400;">काव्य की अस्पष्टता (छाया) का </span></em><span style="font-weight: 400;">उ</span><em><span style="font-weight: 400;">पहास क</span></em><span style="font-weight: 400;">रने के </span><em><span style="font-weight: 400;">लिए ही </span></em><span style="font-weight: 400;">उ</span><span style="font-weight: 400;">से '</span><em><span style="font-weight: 400;">छायावाद' नाम दे दिया था। </span></em></p> <p><span style="font-weight: 400;"><strong>मुख्य शब्द:</strong>- </span><em><span style="font-weight: 400;">वैश्वि</span></em><span style="font-weight: 400;">क, </span><em><span style="font-weight: 400;">भाषा, साहित्य</span></em><span style="font-weight: 400;">, </span><em><span style="font-weight: 400;">हिंदी, आधुनिकता, भूमंडलीक</span></em><span style="font-weight: 400;">र</span><em><span style="font-weight: 400;">ण</span></em><span style="font-weight: 400;">, </span><em><span style="font-weight: 400;">माध्यम </span></em></p>2022-07-02T00:00:00+00:00Copyright (c) 2022 JOURNAL OF INDUSTRIAL RELATIONSHIP CORPORATE GOVERNANCE AND MANAGEMENT EXPLORER http://journal.swaranjalipublication.co.in/index.php/JIRCGME/article/view/243Globalization Is An Opportunity To Enhance Economic Structure2022-07-02T06:10:17+00:00Dr. T. N. Jhainfo.nrjp@gmail.com<p>This study was carried out to investigate the effect of economic globalization on economic growth in<br>OIC countries. Furthermore, the study examined the effect of complementary policies on the growth<br>effect of globalization. It also investigated whether the growth effect of globalization depends on the<br>income level of countries. Utilizing the generalized method of moments (GMM) estimator within the<br>framework of a dynamic panel data approach, we provide evidence which suggests that economic<br>globalization has statistically significant impact on economic growth in OIC countries. The results</p> <p>indicate that this positive effect is increased in the countries with better-educated workers and well-<br>developed financial systems. Our finding shows that the effect of economic globalization also depends</p> <p>on the country’s level of income. High and middle-income countries benefit from globalization<br>whereas low-income countries do not gain from it. In fact, the countries should receive the<br>appropriate income level to be benefited from globalization. Economic globalization not only directly<br>promotes growth but also indirectly does so via complementary reforms.</p> <p><br><strong>Keywords:</strong> India economy, Globalization, Financial Progression, Globalisation of Economy.<br>Economic Liberalization, International Economy.</p>2022-07-02T00:00:00+00:00Copyright (c) 2022 JOURNAL OF INDUSTRIAL RELATIONSHIP CORPORATE GOVERNANCE AND MANAGEMENT EXPLORER http://journal.swaranjalipublication.co.in/index.php/JIRCGME/article/view/250औद्योगिक क्षेत्रों में श्रमिकों की आर्थिक दशा एवं दिशा2022-07-02T07:21:58+00:00डाॅ. विनय कुमार गर्गinfo.nrjp@gmail.com<p><em><span style="font-weight: 400;">औद्योगिक क्षेत्रों में कार्यरत श्रमिकों की आर्थिक स्थिति अत्यंत शोचनीय है, क्योंकि आज भी श्रमिको के समूल विकास का क्षेत्र आज भी औद्यागिक विकास के क्रम में अत्यंत पिछड़ा हुआ है। मिलों में कार्यरत श्रमिकों की कुल संख्या कम है तो श्रम संगठनों का जन्म नहीं हो पाता है जिससे ये अपनी मांगों को पूर्ण करने हेतु प्रबन्ध पर कोई दबाब नहीं बना पाते ओर यदि इनकी संख्या ज्यादा होती है तो श्रमिक संघों की राजनीति इनके विकास में बाधक बनी रहती है। अतएव सेवायोजकों या प्रबन्धकों द्वारा उन्हें भयग्रस्त कर दिया जाता है और यह कार्य करने को विवश रहते हैं और प्रबन्धकों द्वारा जो कुछ भी सुविधाएं दी जाती है उसे श्रमिक मान लेते हैं। </span></em></p> <p><em><span style="font-weight: 400;"><strong>मुख्य शब्द-</strong> पारिश्रमिक, औद्योगिक, रोजगार, जीवन-स्तर, विलासिता, प्रगतिशील।</span></em></p>2022-07-02T00:00:00+00:00Copyright (c) 2022 JOURNAL OF INDUSTRIAL RELATIONSHIP CORPORATE GOVERNANCE AND MANAGEMENT EXPLORER http://journal.swaranjalipublication.co.in/index.php/JIRCGME/article/view/241Measuring Effectiveness of Customer Relationship Management in Indian Banking Sector2022-07-02T05:58:45+00:00Dr. Sujeet Kumar Sharmainfo.nrjp@gmail.com<p>Customer is a king and Customers are the mainly focused in making new marketing strategy. In the<br>banking field a unique relationship exists between the customers and the bank. But because of various<br>reasons like lack of training, new technology literacy, financial targets, risk of failure etc., some banks<br>are still following the traditional ways of marketing and another hand some are making attempts to<br>adapt CRM. It is with this background; the researcher has made a modest attempt towards the idea<br>that CRM can be adapted uniformly in the banking industry for betterment of Banking Services.<br>Understanding on Customer Relationship Management is always a concern among the service<br>providers especially banks. Banks makes their own way of managing their relationships new and<br>existing customers. The aim of this paper is to examine the Customer Relationship Management as a<br>new methodology looks forward to identify and attract consumers through the process of developing<br>relationships (business - customer). The methodology of the CRM aims to maintain customer<br>satisfaction and increase consumer loyalty. The purpose of this paper is to study the importance of<br>CRM systems and in-depth knowledge of methods and management techniques customer<br>relationships.</p> <p><br><strong>KEYWORDS:</strong> Customer Relationships Management, Customer Satisfaction, Customer Loyalty,<br>Data, Information, Banks</p>2022-07-02T00:00:00+00:00Copyright (c) 2022 JOURNAL OF INDUSTRIAL RELATIONSHIP CORPORATE GOVERNANCE AND MANAGEMENT EXPLORER http://journal.swaranjalipublication.co.in/index.php/JIRCGME/article/view/248उच्च शिक्षा में सूचना एवं संचार प्राद्योगिकी 1⁄4प्ब्ज्1⁄2 की भूमिकाः एक अवलोकन2022-07-02T07:11:11+00:00अंजना कुमारीinfo.nrjp@gmail.com<p><em><span style="font-weight: 400;">सूचना एवं संचार प्रौद्योगिकी (Information and Communication Technology/ ICT) एक व्यापक क्षेत्र है, जिसमें सूचना के संचार के लिये हर तरह की प्रौद्योगिकी समाहित है। यह वो प्रौद्योगिकी है जो कि सूचना के / स्चालन (रचना, भंडारण और उपयोग) की योग्यता रखता है तथा संचार के विभिन्न माध्यमों (रेडियो, टेलिविजन, सेलफोन, कम्प्यूटर हार्डवेयर और सॉफ्टवेयर विभिन्न सेवाओं और अनप्रयोगों) से सूचना के प्रसारण की सुविधा द्य प्रदान करता है। कृषि, स्वास्थ्य, शासन प्रबन्ध और शिक्षा जैसे क्षेत्रों में आई.सी.टी. के विकास का प्रभाव है। यह लेख उच्च शिक्षा में आई.सी.टी. की भूमि को केंद्रित कर रहा है। शैक्षिक अवसरों को विस्तृत करने, उच्च शिक्षा के क्षेत्र में उल्लेखनीय विकास एवं शिक्षा की गुणवत्ता बढ़ाने के लिये आई.सी.टी. एक प्रभावशाली साधन है। सरकार आई.सी.टी. पर बहुत खर्च कर रही है। उच्च शिक्षा में बढ़ता नामांकन अनुपात तथा शिक्षा के विस्तार में प्रशिक्षित शिक्षकों की उपलब्धता में आई.सी.टी. की भूमिका पर नेशनल मिशन ऑफ एजुकेशन बल देता है। आई.सी.टी. के शिक्षा में अभिग्रहण के प्रमुख कारक है- किसी भी प्रणाली का लक्ष्य, कार्यक्रम और पाठ्यक्रम, पढ़ने तथा पढ़ाने के तरीके, अधिगम सामग्री और संसाधन, संवाद, समर्थन और वितरण प्रणाली छात्र एट्यूटर्स, स्टाफ और अन्य विशेषज्ञ, प्रबंधन और मूल्यांकन। अतः आई.सी.टी. के कार्यान्वयन से उच्च शिक्षा में निश्चित ही सुधार होगा। </span></em></p> <p><em><span style="font-weight: 400;"><strong>मुख्य शब्द :-</strong> आई.सी.टी., सूचना एवं संचार प्रौद्योगिकी, नेशनल मिशन ऑफ एजकेशन</span></em></p>2022-07-02T00:00:00+00:00Copyright (c) 2022 JOURNAL OF INDUSTRIAL RELATIONSHIP CORPORATE GOVERNANCE AND MANAGEMENT EXPLORER http://journal.swaranjalipublication.co.in/index.php/JIRCGME/article/view/239Emerging Trends of Capital Market and Mutual Fund in India2022-07-02T05:51:56+00:00Dr. Uttam Kumar Purbeyinfo.nrjp@gmail.com<p>Mutual fund is a trust that pools money from a group of investors and invest the money which<br>collected into asset classes that match the stated investment objectives of the scheme. Since the stated<br>investment objective of a mutual fund scheme generally forms the basis for an investor's decision to<br>contribute money to the pool, a mutual fund can not deviate from its stated objectives at any point of<br>time. Every Mutual Fund is managed by a fund manager, who using his investment management skills<br>and necessary research works ensures much better return than what an investor can manage on his<br>own. The capital appreciation and other incomes earned from these investments are passed on to the<br>investors in proportion of the number of units they own. When an investor subscribes for the units of a<br>mutual fund, he becomes part owner of the assets of the fund in the same proportion as his<br>contribution amount put up with the corpus. Mutual Fund investor is also known as a mutual fund<br>shareholder or a unit holder.</p> <p><br><strong>Keyword: -</strong> Mutual Fund, Capital, Shareholder, Investor, Money.</p>2022-07-02T00:00:00+00:00Copyright (c) 2022 JOURNAL OF INDUSTRIAL RELATIONSHIP CORPORATE GOVERNANCE AND MANAGEMENT EXPLORER http://journal.swaranjalipublication.co.in/index.php/JIRCGME/article/view/255Characterization and Antimicrobial Studies of Some Newly Synthesized Dihydrazones2022-07-02T08:27:33+00:00Sandhya Agarwalinfo.nrjp@gmail.comAmit Kumar Agarwalinfo.nrjp@gmail.com Yashasvita Chauhaninfo.nrjp@gmail.com<p>A Facile synthesis of different thiodipropionic dihydrazones have been achieved by the condensation of thiodipropionicdihydrazide (TDPDH) with m-anisaldehyde, thiophene-2-aldehyde and 4-acetyl pyridine resulting in the formation of following dihydrazones: m-anisaldehyde thiodipropionic dihydrazone (ATDPDHn) thiophene-2-aldehydethiodipropionic dihydrazone (TATDPDHn) and 4- acetyl pyridinethiodipropionic dihydrazone (APTDPDHn) respectively. All the synthesized compounds were characterized by their repeated melting point determination, TLC single spot, elemental analyses, IR and NMR spectral data. and All the compounds were screened for their antimicrobial activities against two bacteria Staphylococcus aureus and Escherichia coli and two fungi Aspergillus niger and Aspergillus flavus. All the synthesized compounds showed appreciable antimicrobial activities in comparison to the constituting fragments.</p> <p><br><strong>Keywords:</strong> Thiodipropionic dihydrazones/ IR/ NMR/ Antimicrobial activities.</p>2022-07-02T00:00:00+00:00Copyright (c) 2022 JOURNAL OF INDUSTRIAL RELATIONSHIP CORPORATE GOVERNANCE AND MANAGEMENT EXPLORER http://journal.swaranjalipublication.co.in/index.php/JIRCGME/article/view/246Analaysis of Sickness in Small Scale Industries in India2022-07-02T06:42:08+00:00Dr. Bhupender Singhinfo.nrjp@gmail.com<p>Indian economy is an under developed economy. Its vast resources are either unutilized or<br>underutilized. A major section of man power is lying idle. The per capita income is low. Capital is shy<br>and scarce and investment is lean. Production is traditional and the technique is outdated. The output<br>is insufficient and the basic needs of the people remain unfulfilled. Industrialization is the only answer<br>to this present state of disrupted economy. The problem is of the approach which should be direct,<br>utilitarian and pragmatic. Such industries do not require huge capital and hence suitable for a<br>country like India. The small scale industries have a talent of “dispersal”. they can be accessible to<br>the remote rural areas of the country and do not lead to regional imbalances and concentration of<br>industries at one place, which is responsible for many economic resources such as entrepreneurship<br>and capital. The planners and the economists in India took recourse to small scale industry because<br>most of these industries existed in the traditional form, which symbolize our heritage and past glory.<br>These still serve as the back bone of our economy, which is mostly rural.</p> <p><br><strong>Key words:</strong> economy, enterprise, industry, sickness, production, sick.</p>2022-07-02T00:00:00+00:00Copyright (c) 2022 JOURNAL OF INDUSTRIAL RELATIONSHIP CORPORATE GOVERNANCE AND MANAGEMENT EXPLORER http://journal.swaranjalipublication.co.in/index.php/JIRCGME/article/view/253Chemical Industry of India: Emerging issues and concerns from (2000-2021)2022-07-02T08:18:14+00:00Pradeep Kumar Jhainfo.nrjp@gmail.com<p>The Indian chemical industry is one of the oldest industries in India and has made immense<br>contribution to the industrial and agricultural development of India. Chemicals are one of the most<br>widely used input materials in the world finding applications in almost all manufacturing sectors.<br>With the increase in industrial activity, the demand for chemicals also increased, which resulted in<br>higher international trade. The chemical industry in India is a key constituent of Indian economy,<br>accounting for about 2.11 per cent of the GDP. Bulk chemicals account for 39 per cent of the Indian<br>chemical industry, followed by Agro-chemicals 20.3 per cent and specialty chemicals 19.5 per cent.<br>India's growing per capita consumption and demand for agriculture related chemicals offers huge<br>scope of growth for the sector in the future.</p> <p><br><strong>Keywords :-</strong> Chemical, Industry, Raw materials, Indian economy, Demand, Growth, Sector.</p>2022-07-02T00:00:00+00:00Copyright (c) 2022 JOURNAL OF INDUSTRIAL RELATIONSHIP CORPORATE GOVERNANCE AND MANAGEMENT EXPLORER http://journal.swaranjalipublication.co.in/index.php/JIRCGME/article/view/244Understanding E- Commerce: A Study in Competitive Economy2022-07-02T06:16:44+00:00Divya Sahuinfo.nrjp@gmail.comDr. Piyush Prakashinfo.nrjp@gmail.com<p>Practically, e-commerce in India began to acquire popularity as the number of internet users and smart phone sales increased. However, while e-commerce has grown in popularity among around 30% of the population residing in cities over the years, sales through e-commerce have not increased at a quicker rate due to a lack of product diversity and standardisation. Because of the limited range and to reassure customers that their purchases are cost-effective, only branded items are on sale, with the caveat that e-commerce guarantees after-sale service and product quality.Financial literacy, standard of living, nature of habitation, payment mechanism (digital vs. cash) and, most crucially, up-scaling of manufacturing firms are all elements that influence e-commerce growth. Daily used products appear to be the least popular in the e-commerce mode, with only the most branded and personalised products with uniformity being more popular.</p> <p><br><strong>Keywords</strong> ---e-commerce, economy, vis-à-vis cash.</p>2022-07-02T00:00:00+00:00Copyright (c) 2022 JOURNAL OF INDUSTRIAL RELATIONSHIP CORPORATE GOVERNANCE AND MANAGEMENT EXPLORER http://journal.swaranjalipublication.co.in/index.php/JIRCGME/article/view/251Financial Inclusion and Growth of Banking Services in India2022-07-02T07:28:44+00:00Basant Kumar Singhinfo.nrjp@gmail.com<p>Financial inclusion promotes thrift and develops culture of saving, improves access to credit both<br>entrepreneurial and personal emergency and also enables efficient payment mechanism. For<br>achieving growth of business banks have to take on the role of an advisor for poor and is advantaged<br>as the right advice at a difficult time can go a long way. In order to expand the credit and financial<br>services to the wider sections of the population, a wide network of financial institutions has been<br>established over the years in India. Banks should give wide publicity to the facility of no frills<br>account. With the help of technology banking products can get access in remote areas also. ATMs<br>cash dispensing machines can be modified suitably to make them user friendly for people who are<br>illiterate, less educated or do not know English. The involvement of Self Help Groups and Micro Finance Institutions is also must for development of effective financial inclusion models by commercial banks. Recently, the RBI Governor Raghuram Rajan outlined, in conceptual terms, what inclusion should be. “Simplicity and reliability in financial inclusion in India, though not a cure all, can be a way of liberating the poor from dependence on indifferently delivered public services and from venal politicians,” Thus, the objective of Financial Inclusion is to extend financial services to the large hitherto un-served population of the country to unlock its growth potential. In addition, it strives towards a more inclusive growth by making financing available to the poor in particular.</p> <p><br><strong>Key words:</strong> Financial Inclusion, Growth, Banking Services, Functioning Branches</p>2022-07-02T00:00:00+00:00Copyright (c) 2022 JOURNAL OF INDUSTRIAL RELATIONSHIP CORPORATE GOVERNANCE AND MANAGEMENT EXPLORER http://journal.swaranjalipublication.co.in/index.php/JIRCGME/article/view/242Investor Behavior Towards Investment Pattern In Bihar: A Descriptive Study2022-07-02T06:06:26+00:00Santosh Sahinfo.nrjp@gmail.com<p>The key objective of this research is to examine the investment behaviour of the middle-income class<br>investors in Bihar state. The foundation behind picking this research theme is the premise that the<br>middle class in our country has increased attention of the policy makers, economists& the market<br>researchers, as still their leftovers a considerable untouched prospective in this income class of the<br>nation. The research study has been directed to answer few significant questions related to the<br>investor behaviour of the middle-income class group of Bihar and their investment pattern, to know<br>the numerous goals of investment of the middle-income class investors of Biharand to recognised<br>whether there has been any growth in their savings and the explanations for the same. It is not only<br>the income if the key factor of middle income class group investors that has an instant bearing on the<br>speculation preferences but also the age group of investors to which the head of the household<br>belongs that effects the selection of investment avenue. Hencethis research paper has also been<br>focused towards discovery the difference in selection of investment pattern in different age-groups &<br>income classes of the middle-income class group of Bihar state.</p> <p><br><strong>Keywords:</strong>Investors, Investment pattern, Middle income class, Bihar, Behaviour, Risk</p>2022-07-02T00:00:00+00:00Copyright (c) 2022 JOURNAL OF INDUSTRIAL RELATIONSHIP CORPORATE GOVERNANCE AND MANAGEMENT EXPLORER http://journal.swaranjalipublication.co.in/index.php/JIRCGME/article/view/249The Marketing Strategies of Famous Curry Powder Catch with The Premises of Retailers and Supply Chain Management2022-07-02T07:15:21+00:00Dr. Mohammad Asive Khaninfo.nrjp@gmail.com<p>Masalas is an inevitable part of Indian cuisine. And for that matter the market of curry powder and its<br>allied products are very large and have been easy to capture. But the case has been different in<br>Kerala. Catch entered the curry powder market when it was heavily dominated by private players.<br>Govt. found a need to enter the market as it had huge potential. The Catch Company has been doing<br>extremely well in starting few years. It was successful in positioning its products well. It was able to<br>reach to the villages and other Supply co-outlets. But for the last few years it’s struggling very hard to<br>find its rhythm in capturing the market share and also to expand. It’s still in the shape as it was<br>started, there was no much market capitalization, no penetration into deeper villages, and also not<br>much profit has been seen in the company.</p> <p><br><strong>Keywords:</strong> penetration, market share satisfaction, retailers, wholesalers.</p>2022-07-02T00:00:00+00:00Copyright (c) 2022 JOURNAL OF INDUSTRIAL RELATIONSHIP CORPORATE GOVERNANCE AND MANAGEMENT EXPLORER http://journal.swaranjalipublication.co.in/index.php/JIRCGME/article/view/240Investors Behaviour in Various Investment Avenues in India-A Review2022-07-02T06:02:33+00:00Shashank Shekharinfo.nrjp@gmail.com<p>This study deals with the behaviour of the investor to identify the better investment avenues available<br>in India. The investment strategy is a plan, which is created to guide an investor to choose the most<br>appropriate investment portfolio that will help them to achieve their financial goals within a<br>particular period of time. By increasing personal wealth, investing can contribute to higher, overall<br>economic growth and prosperity. The process of investing helps companies where they can raise their<br>capital through financial markets. Specific types of investments provide other benefits for the investor,<br>corporate as well as the society. The Indian investors are very much aware about the concept of<br>portfolio allotments and risk and return of the investment. The mantra of the investment is<br>„‟Prevention is better than Cure” which is expected with more income but less risk.</p> <p><br><strong>KEYWORDS:</strong>Investment Strategy, Investment Portfolio, Risk and Return, wealth management<br>investment alternatives</p>2022-07-02T00:00:00+00:00Copyright (c) 2022 JOURNAL OF INDUSTRIAL RELATIONSHIP CORPORATE GOVERNANCE AND MANAGEMENT EXPLORER http://journal.swaranjalipublication.co.in/index.php/JIRCGME/article/view/247Modern Era of Textile Industry2022-07-02T06:49:00+00:00Dr. Vinay Kumar Garginfo.nrjp@gmail.com<p>It could well be considered the beginning of the modern Era for the Indian textile industry. The<br>current year and beyond promises to be an excellent period of growth for the industry. In our recent<br>interaction with industry leaders, a sense of optimism and confidence was quite evident. The<br>Government is expected to announce its new textile policy with an ambitious target of achieving 20<br>per cent share of the global textile trade and helping the domestic industry attain a size of $650<br>billion by 2024-25 by focusing on investments, skill development and labour law reforms. The policy<br>blueprint, termed the ‘Vision, Strategy and Action Plan’ for the textiles and apparel industry, lays<br>thrust upon diversification of exports through new products and markets along with increasing value<br>addition and promoting innovation and R&D activities.</p> <p><br><strong>Key words :</strong> Export, Investment, Growth, Infrastructure, Manufacturing, Products.</p>2022-07-02T00:00:00+00:00Copyright (c) 2022 JOURNAL OF INDUSTRIAL RELATIONSHIP CORPORATE GOVERNANCE AND MANAGEMENT EXPLORER http://journal.swaranjalipublication.co.in/index.php/JIRCGME/article/view/254सोशल मीडिया का युवाओं की जीवनशैली पर प्रभाव: एक मूल्यांकन 2022-07-02T08:22:31+00:00साधना कुमारी info.nrjp@gmail.com<p><em><span style="font-weight: 400;">सोश</span></em><span style="font-weight: 400;">ल </span><em><span style="font-weight: 400;">मी</span></em><em><span style="font-weight: 400;">डि</span></em><em><span style="font-weight: 400;">या का प्र</span></em><em><span style="font-weight: 400;">यो</span></em><em><span style="font-weight: 400;">ग वर्तमान में </span></em><span style="font-weight: 400;">ते</span><em><span style="font-weight: 400;">जी </span></em><span style="font-weight: 400;">से बढ़ र</span><span style="font-weight: 400;">हा </span><em><span style="font-weight: 400;">है </span></em><span style="font-weight: 400;">और इसके </span><em><span style="font-weight: 400;">साथ </span></em><span style="font-weight: 400;">ही इस</span><em><span style="font-weight: 400;">का प्रभा</span></em><span style="font-weight: 400;">व </span><span style="font-weight: 400;">ब</span><span style="font-weight: 400;">ढ़ रहा है। </span><em><span style="font-weight: 400;">सो</span></em><span style="font-weight: 400;">शल </span><em><span style="font-weight: 400;">मीडिया का </span></em><span style="font-weight: 400;">उ</span><em><span style="font-weight: 400;">पयोग युवाओं </span></em><span style="font-weight: 400;">में तेजी से हो र</span><em><span style="font-weight: 400;">हा है</span></em><span style="font-weight: 400;">। संप</span><em><span style="font-weight: 400;">र्क के साध</span></em><span style="font-weight: 400;">न </span><em><span style="font-weight: 400;">के </span></em><span style="font-weight: 400;">सा</span><em><span style="font-weight: 400;">थ राजनीति</span></em><span style="font-weight: 400;">, </span><em><span style="font-weight: 400;">अर्थव्यवस्था औ</span></em><span style="font-weight: 400;">र अन्य </span><em><span style="font-weight: 400;">क्षेत्रों </span></em><span style="font-weight: 400;">में इस</span><span style="font-weight: 400;">के उ</span><em><span style="font-weight: 400;">प</span></em><em><span style="font-weight: 400;">योग </span></em><span style="font-weight: 400;">में ते</span><em><span style="font-weight: 400;">जी आ </span></em><span style="font-weight: 400;">र</span><em><span style="font-weight: 400;">ही </span></em><em><span style="font-weight: 400;">है। </span></em><span style="font-weight: 400;">इसके </span><em><span style="font-weight: 400;">का</span></em><span style="font-weight: 400;">र</span><em><span style="font-weight: 400;">ण यह स</span></em><em><span style="font-weight: 400;">मा</span></em><span style="font-weight: 400;">ज के प्र</span><span style="font-weight: 400;">त्येक </span><span style="font-weight: 400;">पहलू </span><em><span style="font-weight: 400;">को प्रभावित </span></em><span style="font-weight: 400;">कर र</span><span style="font-weight: 400;">हा </span><em><span style="font-weight: 400;">है </span></em><em>विशेषक</em><span style="font-weight: 400;">र </span><em><span style="font-weight: 400;">युवाओं </span></em><span style="font-weight: 400;">के </span><em><span style="font-weight: 400;">नै</span></em><em><span style="font-weight: 400;">ति</span></em><em><span style="font-weight: 400;">क और सामा</span></em><span style="font-weight: 400;">जि</span><em><span style="font-weight: 400;">क </span></em><span style="font-weight: 400;">मूल्यों के </span><em><span style="font-weight: 400;">सा</span></em><span style="font-weight: 400;">थ य</span><em><span style="font-weight: 400;">ह युवाओं की जीवनशैली और विचारों को प्रभावित </span></em><span style="font-weight: 400;">कर रहा </span><em><span style="font-weight: 400;">है</span></em><span style="font-weight: 400;">। यु</span><em><span style="font-weight: 400;">वा सो</span></em><em><span style="font-weight: 400;">श</span></em><span style="font-weight: 400;">ल </span><em><span style="font-weight: 400;">मीडिया </span></em><span style="font-weight: 400;">पर </span><em><span style="font-weight: 400;">अपनी निजी </span></em><span style="font-weight: 400;">जिंद</span><em><span style="font-weight: 400;">गी खो</span></em><span style="font-weight: 400;">लने ल</span><em><span style="font-weight: 400;">गा है साथ ही अ</span></em><span style="font-weight: 400;">न्य </span><em><span style="font-weight: 400;">अप्रमाणित खबरों को </span></em><em><span style="font-weight: 400;">वह </span></em><span style="font-weight: 400;">स</span><span style="font-weight: 400;">च </span><em><span style="font-weight: 400;">मा</span></em><span style="font-weight: 400;">नने </span><em><span style="font-weight: 400;">लगा है। </span></em><span style="font-weight: 400;">जि</span><em><span style="font-weight: 400;">सके का</span></em><span style="font-weight: 400;">र</span><em><span style="font-weight: 400;">ण सोशल मी</span></em><span style="font-weight: 400;">डि</span><em><span style="font-weight: 400;">या का </span></em><span style="font-weight: 400;">नका</span><em><span style="font-weight: 400;">रा</span></em><span style="font-weight: 400;">त्म</span><em><span style="font-weight: 400;">क </span></em><span style="font-weight: 400;">पहलू </span><em><span style="font-weight: 400;">भी </span></em><span style="font-weight: 400;">उभर </span><span style="font-weight: 400;">र</span><span style="font-weight: 400;">हा </span><em><span style="font-weight: 400;">है। </span></em></p> <p><em><span style="font-weight: 400;">21वीं सदी </span></em><span style="font-weight: 400;">में बहुत </span><em><span style="font-weight: 400;">सा</span></em><span style="font-weight: 400;">री </span><em><span style="font-weight: 400;">चीजों </span></em><span style="font-weight: 400;">में बड़े बद</span><em><span style="font-weight: 400;">लाव साम</span></em><span style="font-weight: 400;">ने </span><em><span style="font-weight: 400;">आये। अब जब भी मन </span></em><span style="font-weight: 400;">कु</span><em><span style="font-weight: 400;">छ प</span></em><span style="font-weight: 400;">ढ़ने का </span><em><span style="font-weight: 400;">होता तो </span></em><span style="font-weight: 400;">सबसे पहले </span><em><span style="font-weight: 400;">हमारा ध्यान पुस्तकों की बजाय स्मार्टफोन प</span></em><span style="font-weight: 400;">र </span><em><span style="font-weight: 400;">जाता है। पुस्तकों का </span></em><span style="font-weight: 400;">स्थान इटरनेट ने ले लि</span><em><span style="font-weight: 400;">या है। </span></em><em><span style="font-weight: 400;">ज्ञान</span></em><span style="font-weight: 400;">व</span><em><span style="font-weight: 400;">र्धक </span></em><span style="font-weight: 400;">क</span><em><span style="font-weight: 400;">हानी कविताओं की </span></em><span style="font-weight: 400;">ब</span><em><span style="font-weight: 400;">जाय सोशल मीडिया साइ</span></em><span style="font-weight: 400;">ट पर </span><em><span style="font-weight: 400;">शेय</span></em><span style="font-weight: 400;">र </span><span style="font-weight: 400;">हो र</span><em><span style="font-weight: 400;">ही </span></em><em><span style="font-weight: 400;">पो</span></em><span style="font-weight: 400;">स्ट प</span><em><span style="font-weight: 400;">ढ़ी </span></em><em><span style="font-weight: 400;">जा</span></em><span style="font-weight: 400;">ने ल</span><em><span style="font-weight: 400;">गी है। </span></em><span style="font-weight: 400;">फेसबुक, यू-ट्यूब, इंस्टा</span><em><span style="font-weight: 400;">ग्रा</span></em><span style="font-weight: 400;">म में दोस्तों की </span><em><span style="font-weight: 400;">फो</span></em><span style="font-weight: 400;">टो देखी जाने ल</span><em><span style="font-weight: 400;">गी है</span></em><span style="font-weight: 400;">। सबसे </span><em><span style="font-weight: 400;">ज्यादा </span></em><span style="font-weight: 400;">अ</span><span style="font-weight: 400;">सर इस्टेंट मैसेजिंग सर्विस </span><em><span style="font-weight: 400;">वाट्सए</span></em><span style="font-weight: 400;">प </span><em><span style="font-weight: 400;">का हो </span></em><span style="font-weight: 400;">र</span><em><span style="font-weight: 400;">हा है</span></em><span style="font-weight: 400;">। इस </span><em><span style="font-weight: 400;">स्मार्टफोन </span></em><span style="font-weight: 400;">ने </span><em><span style="font-weight: 400;">लोगों को </span></em><span style="font-weight: 400;">पुस्त</span><em><span style="font-weight: 400;">कों </span></em><span style="font-weight: 400;">से दूर करने </span><em><span style="font-weight: 400;">में महती भूमिका अदा की है। सो</span></em><span style="font-weight: 400;">श</span><em><span style="font-weight: 400;">ल मीडिया सा</span></em><em><span style="font-weight: 400;">इ</span></em><span style="font-weight: 400;">ट </span><em><span style="font-weight: 400;">का </span></em><span style="font-weight: 400;">ब</span><span style="font-weight: 400;">ढ़</span><em><span style="font-weight: 400;">ता उपयोग लोगों को वास्तवि</span></em><em><span style="font-weight: 400;">क ज्ञा</span></em><span style="font-weight: 400;">न </span><span style="font-weight: 400;">से दूर एक </span><em><span style="font-weight: 400;">आभासी दुनिया की ओ</span></em><span style="font-weight: 400;">र </span><em><span style="font-weight: 400;">खींच </span></em><span style="font-weight: 400;">रहा है, जि</span><em><span style="font-weight: 400;">सकी </span></em><span style="font-weight: 400;">स</span><em><span style="font-weight: 400;">च्चाई का किसी को पता भी नहीं है</span></em><span style="font-weight: 400;">। </span><em><span style="font-weight: 400;">कुल मिलाक</span></em><span style="font-weight: 400;">र यह क</span><em><span style="font-weight: 400;">हा </span></em><span style="font-weight: 400;">जा स</span><em><span style="font-weight: 400;">कता है कि सोशल </span></em><em><span style="font-weight: 400;">मीडि</span></em><span style="font-weight: 400;">या ने लोगों की पढ़ने की </span><em><span style="font-weight: 400;">आद</span></em><span style="font-weight: 400;">त को कम कर </span><em><span style="font-weight: 400;">दिया है। प्रस्तु</span></em><span style="font-weight: 400;">त </span><em><span style="font-weight: 400;">आ</span></em><span style="font-weight: 400;">ले</span><em><span style="font-weight: 400;">ख </span></em><span style="font-weight: 400;">में </span><em><span style="font-weight: 400;">सो</span></em><span style="font-weight: 400;">शल </span><em><span style="font-weight: 400;">मीडि</span></em><span style="font-weight: 400;">या के </span><em>इन्हीं प्रभावों </em><em>को </em><em>विश्लेषित किया गया है।</em></p> <p><strong>मुख्य शब्द-</strong><em><span style="font-weight: 400;">युवा, सोशल मी</span></em><span style="font-weight: 400;">डि</span><span style="font-weight: 400;">या, </span><em><span style="font-weight: 400;">नैति</span></em><span style="font-weight: 400;">क मूल्य, स</span><em><span style="font-weight: 400;">माज</span></em><span style="font-weight: 400;">, </span><em><span style="font-weight: 400;">अपरा</span></em><span style="font-weight: 400;">ध, इं</span><span style="font-weight: 400;">टर</span><span style="font-weight: 400;">नेट, ने</span><em><span style="font-weight: 400;">टव</span></em><em><span style="font-weight: 400;">र्किं</span></em><em><span style="font-weight: 400;">ग, सोशल साइट्स</span></em><span style="font-weight: 400;">, </span><em><span style="font-weight: 400;">जी</span></em><span style="font-weight: 400;">वन</span><em><span style="font-weight: 400;">शैली। </span></em></p>2022-07-02T00:00:00+00:00Copyright (c) 2022 JOURNAL OF INDUSTRIAL RELATIONSHIP CORPORATE GOVERNANCE AND MANAGEMENT EXPLORER