DR. UTTAM KUMAR PURBEY. Technological Transformation in Indian Banking Sector: A Conceptual Framework. JOURNAL OF MANAGEMENT, SCIENCES, OPERATION & STRATEGIES , [S. l.], v. 5, n. 1, p. 11–19, 2023. Disponível em: http://journal.swaranjalipublication.co.in/index.php/JMSOS/article/view/349. Acesso em: 14 sep. 2025.